You may have had your motorhome for some time and just renew your policy automatically with the same provider each year. While you may be happy with the cover provided, you may be missing out on some possibilities for significant cost savings on insurance for motorhomes.

How to go about finding insurance for motorhomes has changed over recent years.

In the past, getting hold of the facts and figures would have needed numerous phone calls or visits to various high street insurance providers.

No more! The internet has revolutionised the process. Now information on a wide variety of policies is available online with a few simple clicks of the mouse.

Where to look though is not the only change. You've probably changed over the years too and some of these changes may mean that you could be paying too much for your motorhome insurance.

To take a few examples:

How you use your motorhome may have changed. Even if you used to do a lot of trips overseas in your motor home, you may now prefer to take holidays in the UK. If your policy offers continental cover, then you are paying for something that you don't need and you may be able to lower your insurance premium if you change to a UK only policy.
Similarly, staying in the UK may also have resulted in actually clocking up less mileage each year. Cheaper premiums may be available if you opt for a low mileage policy and keep to the agreed limits.
If you are an experienced motorhome owner, you may belong to a recognised owners' club or touring association. Membership of these associations may attract a discount from some insurance providers who appreciate the value of this shared knowledge and expertise.

If your current insurer is not one who offers discounts for such things then you may be able to save some money by changing to one that does.

No one likes paying more than they have to for insurance or anything else for that matter. Making sure that your insurance for motorhomes reflects any changes in your lifestyle and habits, may help you save some money without sacrificing either the level of cover or that precious peace of mind.

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