Considerations When Choosing Caravan Insurance

เขียนโดย ohada |

There are many beautiful places to visit in the UK with your touring caravan. However, at some point you may choose to venture further and take in some of the sights of Europe. If you decide to do so, check that your current insurance policy provides continental cover for European travel. If it does offer European cover, then check how much protection is included. If it does not, you need to consider changing your policy to ensure that you have European caravan insurance.

When you begin looking into what insurance providers offer by way of caravan insurance for European travel, you may see that the insurance differs quite a lot. Here are some of the important factors to bear in mind when looking for your policy.

How many days protection is included in the policy?

One of the primary factors that typically differs between caravan cover providers is the amount of days' protection you are given. Insurance providers typically provide European caravan insurance on an annual basis. Some providers may offer more days' coverage than others, so it may pay to check this out when comparing continental caravan insurance.

How often do you plan to travel into Europe?

You may wish to give some thought as to the amount of time you may spend in Europe, before looking for your insurance policy. For instance if you are not a frequent traveller and just use your caravan for holidaying a couple of weeks out the year, often the majority of protection offered will suffice. On the other hand, if you have the freedom to take off into Europe whenever you wish, the more days' coverage the better. This gives you the freedom to travel whenever you want, providing you do not exceed the allowance stipulated within your caravan insurance policy of course.

Benefits in your policy

When considering European caravan insurance do take a look at all the benefits offered by your policy. The policy may or may not provide emergency removal cover and loss of use of your caravan when in Europe. If emergency removal is included within your policy, it typically covers removal of your caravan if it becomes immovable due to damage while you were using it. If this occurs, and you are unable to continue your holiday in your caravan, your caravan insurance policy may provide up to so much money towards a stay in alternative accommodation.

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